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厦门自贸片区首批出口保理业务落地_我的网站

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A |     Beverages marketed as toddler "formula" are unnecessary and some have questionable marketing practices, according to a new report from the American Academy of Pediatrics.In recent years, the popularity of these formulas — referred to as Older Infant and Young Child Formulas (OIYCFs) — has risen significantly, according to research published in the journal Public Health Nutrition. The study found sales went up by 158% between 2006 and 2015. However, experts say there are several concerns surrounding their usage."Many parents mistakenly believe that OIYCFs offer something more, something unique that cow milk together with a varied diet with fortified foods can't provide," Dr. George Fuchs, professor of pediatrics and epidemiology at the University of Kentucky and lead author on the new AAP report, told ABC News. "This misconception can be largely attributed to the advertising and branding of these products."The AAP recommends babies drink infant formula or breastmilk until they are 12 months old and then transition to cow's milk in addition to solid foods, which are typically introduced at about 6 months.Toddler "formula" is sometimes marketed as a "transitional" or "weaning" formula for infants who are 0 -12 months old, according to the new report. But unlike infant formula, which must meet certain FDA guidelines for nutritional content, there are no standard nutritional requirements for toddler "formula," the report says."Toddler formula is unnecessary for the vast majority of toddlers and its nutritional value is inferior to that of whole cow's milk, especially when accounting for the additional sugar content of toddler formula," Dr. Keyana Washington, a pediatrician with Gwinnett Pediatrics & Adolescent Medicine in Georgia, who was not involved with the report, told ABC News.There are misconceptions about the drinks, according to Dr. Nagela Sainté-Thomas, a pediatric emergency medicine specialist from El Paso, Texas."One reason for their popularity is parents and caregivers believe these drinks provide nutrients similar to solid foods and if they have significant challenges integrating solids into their toddler's diet, they can easily utilize this 'nutritional' substitution," Sainté-Thomas, who was not involved in the AAP report, told ABC News.In 1986, The World Health Assembly had already identified special formulas for older infants as unnecessary. Many global health organizations -- including the U.S. Centers for Disease Control and Prevention and UNICEF, in addition to WHO -- emphasize that a combination of breast milk, whole cow's milk, water, and appropriate solid foods is nutritionally sufficient for most toddlers.Toddler "formulas" are not necessarily dangerous or bad for children, the AAP said in its report. They can be part of a balanced diet for babies 12 months and older, but are not better than cow's milk, the report said.But some companies making OIYCFs imply that their products add an important part of a toddler diet, even though that's not the case, according to the new AAP report.OIYCFs often appear very similar to infant formulas, according to the AAP report, which may cause confusion among parents and caregivers. Some companies use similar names, colors, designs, and even slogans for their OIYCFs and infant formulas, the report found.The pediatricians ABC News spoke with say parents and caregivers should make sure toddlers have a varied diet that includes fruits, vegetables, whole grains, proteins, dairy, water, and either breast milk, infant formula, or whole cow's milk.Parents and caregivers should talk to their pediatricians about the role OIYCFs might play in their child's diet."The decision to deviate from the recommendation to give whole cow's milk starting at age 12 months is one that parents should make in consultation with their pediatrician," Washington said.Daniel A. Carnegie, MD, MPH, MBA is a preventive medicine resident at The University of North Carolina at Chapel Hill and a member of the ABC News Medical Unit.。    AI摘要      厦门自贸片区依托《国际商业保理操作指引》,落地3笔收单保理业务,覆盖货物贸易、数字服务及对台电商,通过“三方共管账户”模式破解中小微外贸企业回款周期长难题,实现政策红利精准直达。         做外贸的中小微企业,常常面临一个尴尬的局面:订单接了、货发了,可境外客户要90天后才付款。这3个月里,采购款要付、工资要发、新订单的定金也要筹——生意在做,手头却紧巴巴的。怎么把“还没到账的回款”变成“今天就能用的现金”?这正是国际保理业务要解决的问题。    日前,依托厦门自贸片区管委会与市委金融办联合出台的《关于促进国际商业保理高质量发展的操作指引》(以下简称《操作指引》),中汇(厦门)商业保理有限公司(以下简称“中汇保理”)联合交通银行厦门分行、中国银行厦门分行,成功落地3笔收单保理业务,惠及3家中小微外贸企业。这标志着厦门自贸片区国际保理业务实现从政策设计到业务实操的实质性突破,政策红利真正从“纸上”落到了企业“账上”。    第一笔业务,聚焦跨关区二手电子产品出口。针对企业从深圳海关将二手电子产品出口到香港的跨关区场景,中汇保理以销售合同、出口报关单和第三方检测报告作为确权依据,在交通银行厦门分行开立三方共管账户,锁定境外回款,并全流程登记公示。这一做法让原本压在出口企业身上90天的账期资金压力被有效缓解,企业得以提前回笼货款、接续新订单。    中汇保理同时将保理服务从货物贸易延伸至数字服务贸易领域。以厦门某软件企业向印尼出口系统运维服务为例,中汇保理依据服务合同和进度付款通知书确权,在中国银行厦门分行开立共管账户,提供保理融资支持。这笔融资精准对接企业“人力成本先投入、服务回款后到账”的现金流错配痛点,也实现了厦门自贸片区数字服务贸易国际保理业务零的突破。    中汇保理还积极拓展对台商业保理合作。目前,其对台跨境电商业务共管账户已在厦门中行开立,款项有望近期发放。    这一系列实践的制度“钥匙”,正是今年7月由厦门自贸片区管委会与市委金融办联合发布的《操作指引》。该指引在全国率先创新推出“本外币合一专用监管账户‘三方共管’模式”——在“谁出口、谁收汇”的外汇管理框架下,由开户银行、出口企业和商业保理公司共同管理回款账户,并配套逐笔登记公示制度。这一制度设计,从源头上解决了国际保理业务中长期困扰业界的三大难题:回款控制难、权利公示难、风险隔离难。

B |     此次落地的三笔业务,正是这一制度创新在银行分行体系下的首批实践,不仅打通了政策落地的“最后一百米”,更验证了“共管账户+资金闭环”模式的复制推广价值。

C |     厦门自贸片区管委会相关负责人表示,下一步将持续推动《操作指引》走深走实,吸引更多保理机构和银行参与其中,不断扩大跨境融资服务覆盖面,为中小微外贸企业“出海”保驾护航,助力厦门加快构建新发展格局节点城市。

D | (厦门日报记者 吴晓菁 通讯员 高菲 陈新忠)。

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